Your balance doesn't know what's coming.

Hewn connects today's cash with the bills, debt, goals, and planned expenses ahead — then turns that future into something you can act on now.

Illustrative planning example — the amounts and dates shown are not live account data or a personal recommendation.

AVAILABLE TODAY

$4,800

THE HEWN LINE

120 days

SAFE TO SPEND

$422

Follow the money through time

HOUSEHOLD FINANCE, SHAPED AROUND WHAT COMES NEXT

Your balance doesn't know what's coming.

Hewn connects today's cash with the bills, debt, goals, and planned expenses ahead — then turns that future into something you can act on now.

Illustrative planning example — the amounts and dates shown are not live account data or a personal recommendation.

Request beta access See how Hewn thinks

AVAILABLE TODAY

$4,800

TODAY

+120 DAYS

THE HEWN LINE

PRESENT

A balance is a snapshot.

Useful, but incomplete. Some of today’s money already belongs to dates that have not happened yet.

COMMITMENTS

Money gets claimed by the future.

Paychecks, debt, recurring bills, goals, and irregular expenses all land on real dates. Hewn keeps the timing.

TIME

Then Hewn zooms out.

The line keeps going until the plan exposes the point that matters most.

DECISION

One number. Backed by the whole line.

The result is not cash left before payday. It is the spending pace the future can actually support.

1 DAY IN VIEW

AVAILABLE TODAY

$4,800

TODAY+120 DAYS

AUG 28

Mortgage

−$1,600

SEP 4

Paycheck

+$2,180

SEP 19

Card payment

−$620

OCT 3

Insurance

−$900

OCT 17

Paycheck

+$2,180

PROJECTED CASH · 120 DAYS

The future has a pressure point.

ROLLING FORECAST

LIMITING POINT

Oct 3 · $1,850

TODAY

+120 DAYS

SAFE TO SPEND

$422

through August 31

SUSTAINABLE PACE

$26/day

Illustrative example

BILLS PROTECTED

$2,481

DEBT PAYMENTS

$620

SET ASIDE

$450

LIMITING DATE

Oct 3

ONE PLAN

Money can be in your account without being available.

Hewn keeps the distinction visible. Set money aside once, and the rest of the plan remembers why.

CHECKING

$5,240

total cash

CAR INSURANCE

$900

EMERGENCY RESERVE

$500

DEBT MINIMUMS

$620

BILLS BEFORE PAYDAY

$340

AVAILABLE

$2,880

ACCOUNT

$900 is set aside

GOAL

Car insurance · $900 / $1,200

PLAN

Dec 1 · $1,200 due

SAFE TO SPEND

The $900 never became spendable

WHAT IF

Change one fact. Watch the future move.

A financial plan should react to the world you actually live in. This interactive example shows how a scenario can change the projected pressure point and Safe to Spend.

SAFE TO SPEND

$422

safe through month end

LIMITING DATE

Oct 3

TODAY

+120 DAYS

THE REST OF HEWN

The headline number is only useful if the plan underneath it is real.

Accounts

Know which cash is available and which cash already has a destination.

Cash flow

Keep income and obligations attached to dates instead of flattening everything into a monthly total.

Debt

See minimums and payments in the same plan as the cash they consume.

Goals

Treat future priorities and irregular expenses as claims on today’s financial capacity.

TRUST

Useful without a bank connection.

Hewn can be used without giving it direct access to your bank accounts. You control the financial facts you put into the plan.

Personal data is not sold.

Your app data is scoped to your account.

Financial guidance should be explainable, not magical.

PRICING

per month

One household plan for accounts, cash flow, debt, goals, and the decisions that connect them.

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Billing details are shown before purchase.

Today is only one point on the line.

Hewn is being built to keep the rest of it in view.

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Your balance doesn't know what's coming.

Hewn connects today's cash with the bills, debt, goals, and planned expenses ahead — then turns that future into something you can act on now.

Illustrative planning example — the amounts and dates shown are not live account data or a personal recommendation.

AVAILABLE TODAY

$4,800

THE HEWN LINE

120 days

SAFE TO SPEND

$422

Follow the money through time

Your balance doesn't know what's coming.

Hewn connects today's cash with the bills, debt, goals, and planned expenses ahead — then turns that future into something you can act on now.

Illustrative planning example — the amounts and dates shown are not live account data or a personal recommendation.

Change one fact. Watch the future move.

A financial plan should react to the world you actually live in. This interactive example shows how a scenario can change the projected pressure point and Safe to Spend.